Saturday, August 30, 2008

Disappearing deposits

Well, confirmed my short term luck sucks like hell. Wanted to grow my money nest instead of letting inflation par it down month by month. Well, didn't work out as intended.... In fact, not at all. Damn, ever since I tried my hand at investment again, I have ended up losing more that I put in ever though I have been taking a very conservative approach. Just what is in my stars that I have to endure setbacks in both work and private lives?

Beats me......

Down this worrisome road

In life there are definitely ups and downs and it really depends on yourself to see it as a crisis or opportunity to learn and improve. In recent one to two years, I noticed a distinct lack of motivation towards my worklife and indirectly, it has affected my outlook towards life itself.

Why am I so unmotivated? Maybe I am sick and tired of the endless work and the ever increasing demand from management. After 10 years in my job in the same line of work, I am slowing but surely getting tired of it. I hate to be in a rat race but can I afford not to be in one? Looking at how high cost of living has become, I shudder to think what would happen if I don't continue to build up a money nest. Not to lead a life of luxury but enough to buy a house and for rainy days. As a result, I need to continue working. Without work, I don't have money and without money, I can't ease my worries. A vicious cycle.....

I just feel I am sandwiched between lack of time and money. I am not young anymore and I need to make sure I can save enough for housing, marriage, family, kids and their education etc. Compared to others in their 30s who have already achieved or doing most of the said, my savings is basically peanuts..... Honestly, once those come into the picture, everything I have will be wiped out leaving me without close to nothing. I am not saving for myself anymore, it's for at least 3 more people. All said, how can I afford to quit my job no matter how much I hate it?

Am I looking too far ahead with my worries? Don't know but at times I just wish that I am not misunderstood about my intentions. If I have some assets, be it inherited or from compounded earnings, I would be less worried and at least I will have more confidence towards life. Shallow in thinking or just plain lack of confidence in one self? I don't know.......

Sigh.... all these worries are just making me lose my hair ever so quickly.