Sunday, May 31, 2009

Don't want to be bald

After an absence of several years, I am back on Propecia again. Years back I stopped because I just became lazy of going back to the clinic to buy the medication. Whether it is related or not, I do feel that my hair is thinning too much and too fast for my liking and I hate it.

Another concern back then was the possible long term effect from it. Thankfully, surfing the net and speaking to the GP showed that there have been no significant medical data that shows that there are long-term impact to health and family planning. Regardless, I will definitely stop taking the medication for a few months when I plan to start a family so that I can purge the medication from my body first.

Hopefully, I will have a little more hair before my marriage. I really, really, really hate it if all people will focus on is the balding groom.....

Don't forget me....

My last post was reported to be from 5th April which is a long, long time ago by blogging standard, at least to me. Well, indeed a lot have happened since then.

Chronologically, the following are things/events that I think should be recorded as part of my uninteresting life.

Marriage preparation. By some cosmic good fortune, I have found myself a new wife and yes, I am planning to stop at two as far as marriages are concerned. After a courtship of close to two years, I would confidently say that we will be fine together as long as we continue to love each other and respect each other's differences. Nothing is perfect but this union is something I will not complain though I wish she can loosen up at times and not be so square over all things.

Found a new job. Yup, after 11 years at my current position, I have finally taken the plunge and tendered my resignation. The desire to learn new things and keep myself relevant in the job market is a key reason but the disappointment in the current management is of course a key reason too. I did not share this with my GM but he should know. Basically, I feel his style of management is detrimental to the long term culture and survivability of the company. I may be leaving but I still wish a good future for those who are still behind.

Bought a flat. I have always been a Easterner but briefly stayed in the West for 3 to 4 years during my 1st marriage. Due to budget constraint, I will be back in the West again and probably will not be able to move anywhere else ever. Disappointed? Honestly, yes but moving back to the West is a correct decision because we both agreed that we should never laden ourselves with a huge bank loan. I guess doing up the place well and putting in all my gadgets will remove any lingering reservations that I may have. A Lazy-Boy here and a 60" TV there should probably do the trick.

What is next? Praying hard that the marriage will be smooth and uneventful. Praying hard too that my new job will provide me new opportunities and advance my career even farther then ever.

Sunday, April 5, 2009

Different thoughts

Many things to follow up. Need to get married and thus need to help out with the plans. Need to finalise the purchase of a flat and then start with renovation. Need to decide if I should take the risk of changing career and starting from a lower job grade.

I just hope that I have the financial means to go through this and still have money to start a family and save for retirement.

Dear also says take it as a loan to her but she doesn't understand the impact fully.... It is not so easy to earn and save money especially if one includes the spendings on social gatherings, seasonal/anniversary gifts, the relaxing travels, the fixed expenses. If it is as easy as said, we would have or should be able to save more than 70% of our salaries but the truth is even 30% to 40% is a struggle. Yes, I know I will be viewed upon as a miser but I know my concerns are valid.

Tuesday, March 24, 2009

Death of a dream..... beginning of another......

I have always wanted to move back to the east side of the island on a permanent basis but alas I have to face reality, I don't have enough money to do so.... I just have to return back to the northwest part of the island again.

Am I unhappy with the purchase? I don't think so but I guess I am sad I will never stay in the east ever again. Who can I blame but myself for not having enough money to buy even a HDB in the east? Well, like everything else I will get used to life in the west again.

As long as Dear is happy I should be too. Besides, we can easily pay off the remaining loan within a few years, I guess. Yeah, let's just concentrate making it a cosy and comfortable place for us.

Time for bed.

Monday, March 2, 2009

Diarrhoea-like stock market performance

Well, investment in the stock market is really not as easy as I made it out to be. Even though I know that any losses that I suffer at this point in time will correct itself within the next few years, I still need to exercise prudent to make sure this does not happen often else I will be stuck with more equity than cash soon.

Nevertheless, I am fully aware of the need to be cautious and never invest beyond my limit. Never will I repeat the mistakes of my dad. Never.

Cost control mode for the next few months! Only invest by bits and pieces but build my portfolio for the rest of the year!

Diamonds are forever but love is for eternity.....

A very happy beginning to the month for me..... I have finally bought a diamond ring for my dear. Very happy, very nice feeling, and very nervous.... Ha....

Diamonds are forever as they say but I sincerely hope that our love stays strong and firm for eternity.

Sunday, February 1, 2009

Down to zero.... Part III

Almost time for bed now and so reality sets in again..... Don't think one can experience such a long and peaceful holiday break in a long time to come. Hoping that I can strike the lottery and continue this wonderful experience with Dear in toll.

Good night......